Arizona Car Insurance

If you're a driver in Arizona, you need to maintain the state minimum auto insurance. To drive legally in the state, in addition to registering your vehicle and keeping a current driver's license, you need to have proof that you can pay for damage caused in an auto accident. That's where car insurance comes in, and in Arizona, the minimum requirements are as follows:

• $15,000 bodily injury liability per injured person, up to a maximum of $30,000 per accident, and
• $10,000 property damage coverage.

Please check the Arizona department of Insurance for up to date information on the minimum required insurance and other notes about auto insurance in Arizona. Remember that these amounts are the minimum coverage, and that many motorists choose to get more coverage. For example, it's important to get uninsured motorist bodily injury insurance to pay your medical bills in case you're in an accident caused by an uninsured driver. Since medical bills can get into the tens of thousands of dollars, it's important to be protected from this type of financial catastrophe.

In addition, you may want options with your auto insurance such as collision coverage. This type of coverage pays to repair damage to your car (or pay for a new car) in the event that you cause an accident. You may also opt for other types of coverage such as roadside assistance, theft coverage, and extra bodily injury coverage.

In Arizona, the DMV keeps track of which registered vehicles are insured and which are not. If you can't show proof of insurance when contacted by the DMV, your car registration and even driver's license may be suspended. To keep this from happening, make sure your coverage is up to date and doesn't lapse. Keep proof of insurance in your car at all times since not having it can also be grounds for suspension of registration.

Whether you're in Phoenix, Tuscon, Mesa, or some other city in Arizona, you should be aware that insurance prices have been decreasing recently. To take advantage of these new lower prices, get auto insurance quotes from several companies to find out how much you could be saving. Just enter your zip code at the top or bottom of the page, press enter, and get a list of companies offering insurance in your area. It's free, fast, and easy.

Tags: auto insurance, car insurance, Arizona