California Car Insurance

In order to legally operate your vehicle in the state of California, you must be able to prove that you can cover the costs due to damage from an accident. For most drivers, this means having a minimum amount of auto insurance in the form of liability coverage. This type of coverage is easy and cheap to obtain. Simply enter your zip code in the box above to get quotes from California auto insurance companies. It's quick and free!

The absolute minimum coverage required for residents of California is as follows:

• $15,000 for injury or death to one person,
• twice that ($30,000) for death for more than one person, and
• $5,000 for property damage.

See the California Department of Insurance for more information. Remember that this is the minimum amount of coverage. Most drivers opt for more since the most basic coverage doesn't include things like repairing your car or medical bills that may result from an accident.

The best way to obtain a low cost insurance policy is to get a lot of quotes. By researching your options for coverage, you're sure to find a company who is willing to insure you for less. Comparing several quotes is the number one way to lower your premiums, so be sure to get at least several quotes before deciding on a company.

Once you have your insurance, you'll need to keep proof of coverage in your car at all times. If you get pulled over or are involved in an accident, you'll need to present this proof of insurance. Although your insurance provider will report your policy to the DMV automatically, you still need to keep proof of insurance in your car.

Watch out: if you fail to obtain liability insurance for your vehicle, or your coverage ends and you fail to renew it, your vehicle registration may be subject to suspension. For that reason, you should always be sure that you have a current insurance policy for your vehicle. The perfect way to do this is to get quotes by entering your zip code below. It's free and easy, so get your quotes today!

Tags: auto insurance, car insurance, California